Being considered a high-value client typically refers to individuals or families who possess certain characteristics, or meet specific criteria, that make them qualify for a high value home insurance product. This short article will aid quick discernment on whether you’re in the high value home category.

It’s simple, read the four high value home questions, find out how many you can say ‘yes’ to and check out the qualifiers. The more ‘yeses’, the higher the probability you’re in need of a high value product!

Four high value home questions

  1. Will it cost you more than £1,500,000 to rebuild your property? (Read our guide to rebuild value vs market value)
  2. Will it cost you more than £150,000 to replace all of the general contents in your home?
  3. Is the total value of your jewellery, watches, artwork and other collectibles more than £50,000?
  4. Are you currently paying more than £2,000 per annum for your home insurance?

Four possible high value home answers

If you can answer ‘yes’ to:

Speak to our experienced team

It’s important to note that each insurer has their own underwriting guidelines and criteria for determining high-value clients. It’s always recommended to give us a call or get a quote online to benefit with free advice from the experienced 4.9-Star Stanhope new business team.

Unique access to market

We’ve built strong relationships with many High, Ultra-High, Specialist Home, Stand-Alone, and Mid-net-worth insurance providers over the last 18 years. As a result, we currently distribute up to 30 different insurance products to help safeguard your luxury home. Rest assured, we’ll have a competitive product option for your high-value home insurance needs.

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Alternatively, please contact an insurance advisor on 01730 777 600.

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Written by Matthew Ashton

I started working in the insurance industry in 2004, specialising in motor for diplomats in London. Four years later, I left to focus on theological studies, working as a youth worker and then as a ministry director for a church in Seattle, USA. When returning to the UK, I had an opportunity to work for the late Andrew Marchington at Highworth Insurance. I joined the firm as a sales advisor when it was around ten staff. Within three years, I was Head of Operations with a staff team of over 30 people. In 2019 I was fortunate to have an opportunity to co-start Stanhope, to build a broker synonymous with trust, which we're passionate about. I love being with Donna, my wife, and four kids when not working, and cramming in the odd row or run when I can.

Matthew Ashton

Date: Tuesday 4th July, 11:23pm

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