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What is collections insurance?

We understand that your collection will be one of your most prized possessions. Whether you bought it for love or as an investment, our comprehensive range of collection insurance policies gives you the peace of mind to custom build your collection how you want. Choose from either a standalone bespoke policy or inclusion within our High Value Home Insurance policies.

Why do you need collections Insurance?

Collections are built over time and with a lot of thought and effort. If anything were to happen to your collection it would hurt you emotionally as well as financially. Whether you collect comics, vinyl, coins, toys or stamps, you need to make sure they are protected should the worst happen. With Stanhope there is no need to itemise your collection and collections under £250,000 are instantly accepted. More valuable collections require a phone call.

Main benefits of a collections insurance policy

  • Worldwide all risks cover
  • No excess to pay
  • Agreed-value cover
  • New for old cover
  • Physical loss and damage cover

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Do I need to value my collection?

It’s always a good idea to have an up to date valuation every couple of years. It’s easy to forget about the value of these collections and assume that your home insurance will cover the full cost of replacing them if they get damaged or stolen. If you have high value items in your collection you will need to add the items to the policy individually if they exceed a certain value or place them on a standalone bespoke policy.

How do I value my collection?

The only way to value your collection is by consulting with a specialist valuer in that particular field. That may be a specialist dealer, an expert authority or a local or national auction house.