Why do you need critical illness insurance?
Anybody can become critically ill at any point in their lives. You cannot know what is around the corner. In the event you cannot work because of your illness, do not be hit by a double whammy of being ill or injured and having no income for you and your family. Be financially prepared.
If you have dependents, it can ease the stress on your family if you were to become critically ill. Whilst you may never need to make a claim, you will have peace of mind that your family and assets would be protected during a difficult period.
If you do not have savings which could act as a safety net, or do not have an employee benefits package to help you if you were to fall critically ill, we would recommend taking out critical illness cover.