Why do you need holiday home insurance?
There is an increased risk when you own a holiday home. This is because the property is not always in use and occupied. When homes aren’t lived in for a while, pipes can start leaking and even worse, what may have been a minor leak in the roof, is now a major water leak to the whole property. Furthermore, an empty house can be easier to break into and is more attractive to a potential burglar. Finally, consider your guests who may injure themselves or damage your property whilst using your holiday home.