Why do you need engagement ring insurance?
As per our engagement ring guide, buying or receiving an engagement ring is one of life’s special occasions. If you are going overseas to propose or are planning a long engagement, it is important you have the right level of cover in place.
A standard home insurance policy will not cover any jewellery outside of the home, you need to add personal possessions at an extra cost for this. Additionally, if your item is valued over £10,000 then most household products cannot cover it.
An engagement ring is worn every day and is therefore vulnerable to loss, theft and above all accidental damage. A comprehensive engagement ring insurance policy will give you peace of mind to enjoy wearing it no matter where you are and regardless of the value.