Yes, at Stanhope we can provide you with insurance for a watch collection. Stand alone watch policies are a little difficult to come by due the current hard market. Speak to an advisor for more information.

Most worst-case scenarios, such as (accidental) loss, damage and theft, can be covered anywhere in the world. However, there are some exclusions within the policy wording that you need to know. For example, you cannot make a claim if there is cosmetic damage (scratches and dents) or general wear and tear. If you leave your watch in an unattended bag, then it will not be covered. If your watch mysteriously disappears, this may not be covered either. We always recommend to check your policy for full terms, conditions and restrictions. 

Yes! Thieves often target watches in burglaries and muggings, as they are easy to steal and resell. If you have a valuable watch, you probably want to wear it most days of the week. If you dropped your watch and it stopped working, the accidental damage section of the policy could provide you with the cover you need to repair or replace the watch.

• Shop around instantly: You can obtain solutions from multiple products instantly. Doing your ‘shopping around’ instantly allows you to return to your active life
• Cover options: You can choose between different coverage levels. For example, you can take a lower-cost product, excluding accidental loss cover
• Positive competition: Having a range of insurance products on the same panel provides healthy competition, helping to keep premiums competitive and terms sharp
• Underwriting flexibility: Each product has a nuanced client appetite. With three insurers and four products to choose from, you may be able to obtain terms when previously not possible
• Consistent claims process: Each provider has committed to an online claims journey. Stanhope will help with claims regardless of the product purchased, ensuring a quick resolution