Non-Standard Home Insurance

Why do you need non-standard home insurance?

Because non-standard homes are different, that makes them more expensive to repair should any damage happen, because specialist materials or labour will usually be required. That’s why having the correct insurance in place is so important – to ensure that, should anything go wrong, you’ve got the right protection in place to rebound as quickly as possible.

Most insurers don’t appreciate the non-standard, but we do, which is why we arrange home insurance for all types of homes and work closely with a panel of specialist insurers.

How much will non-standard-home insurance cost me?

The short answer – it depends. Non-standard homes can vary widely in terms of  the materials used and any specialist labour, but we can tell you that our minimum premium for non-standard building insurance is £500*. Plus, because we’re a broker, you can have the peace of mind that we’re searching the market on your behalf for the most competitive premiums available according to your needs.

What factors will affect my home insurance costs in general?

• Several different factors can impact the cost of your home insurance, whether standard of non-standard
• Value – your property’s rebuild or instatement value
• Location – particularly metrics like crime and terrain
• Size – how big is your property?
• Materials – non-standard materials like timber or steel can cost more to repair
• Age – older properties can be more expensive to repair
• Security – alarms and other systems can make you eligible for premium discounts
• Use – how often are you at the property? Are you away a lot?