Insurance for Ferrari cars

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3 minute read

Updated 30th September 2026

No matter the model you own, how you use your Ferrari matters. An Amalfi driven regularly raises different questions from a 12Cilindri kept mainly for weekends, or a classic Ferrari that’s part of a wider collection.

Your circumstances can change, too. Another car might join the garage, someone else may need to drive yours, or a car bought for occasional use can become a more regular drive.

That’s why we start with how your Ferrari fits into your life. We arrange tailored insurance for Ferrari cars, including modern, classic and collector models.

Bespoke insurance for high-value Ferrari cars

It’s easy to assume that insuring a Ferrari is mainly about its value. In practice, that’s only part of it.

We’ll want to know how often you drive it, who gets behind the wheel, where it’s kept and whether it sits alongside other cars. We’d also want to understand what would matter if it were damaged, stolen or written off.

That helps us establish whether specialist high-value car insurance is a good fit and which aspects of the policy deserve closer attention. Because specialist cover won’t be right for everyone – your current insurance may already give you what you need.

What should insurance for your Ferrari involve?

One of the first questions we ask is what you’d want to happen if something went wrong.

As an owner, certainty over your car’s value might matter most to you. Or maybe it’s knowing who can repair it, whether another family member can drive it, or how several cars can benmanaged together.

Depending on the policy, specialist cover can offer flexibility around repairer choice, named drivers and multi-car insurance. The aim isn’t to add every available benefit. It’s to make sure the parts of the policy that matter to you are dealt with properly.

Why agreed value can be important for a Ferrari

A Ferrari isn’t always straightforward to value from its model and age alone. Specification, condition, provenance and rarity can all make a difference. With agreed-value car insurance, you and the insurer agree the car’s insured value when the policy is arranged.

If the car is later stolen or written off following an insured loss, the agreed value forms the basis of the claim settlement, subject to the terms and conditions of the policy.

That can give you greater certainty than relying solely on the car’s market value at the time of a claim.

Bespoke insurance for Ferrari cars

Why choose specialist insurance for a Ferrari car?

The way a Ferrari is owned and driven can vary a lot from one car to another.

A Roma used regularly may need to be considered differently from a 296 kept mainly for weekends. A Purosangue may raise different questions again if several members of the household drive it. Classic and collector Ferraris bring their own considerations, particularly around condition, provenance, rarity and annual use.

If your Ferrari shares a garage with other performance, classic or everyday cars, it may also be worth considering whether they can be insured together rather than maintaining separate arrangements for each vehicle.

Your cars may also be only part of your circumstances. Valuable watches, jewellery, art and other collections can be considered alongside your high-value home insurance.

Why choose Stanhope for insurance for Ferrari cars?

We’ll start with the car rather than a predetermined policy.

That means taking the time to understand how you use your Ferrari, who drives it, where it’s kept and what else is in the garage before considering the available options. For one owner, that may mean standalone specialist insurance for a single Ferrari. For another, it may make more sense to insure several performance, classic and everyday cars together.

We can also talk through agreed value, driver arrangements and repairer choice where available, and explain how those details would work in practice.

Your existing arrangement may already be suitable. If it is, we’ll tell you. If there are gaps or limitations worth addressing, we can explain the alternatives.

Talk to us about your Ferrari

Your insurance should reflect the Ferrari you own, how you drive it, and what you would expect from the policy if you ever needed to claim. If you’re unsure whether your current cover still does that, we can help you review the position.

Get a quote or speak to the team about insurance for your Ferrari.

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