What is Listed Building and Contents Insurance?
Listed building insurance is for those who own a Grade 1, Grade 2, Grade 2* or Listed Building in England or a Grade A, B or C Listed Building in Scotland.
Properties like these are more expensive and take more time to repair than a standard property, which makes protecting the past important.
The insurance covers the cost of repairing or rebuilding the property to its original condition, as well as the cost of any damage that is caused by the repair work.
Why choose Stanhope for your listed building home and contents insurance?
Stanhope is part of Stanhope Cooper, an award-winning, family-run business based in London and Hampshire. Stanhope is a leading provider of niche and specialist insurance for the listed home insurance market. We focus on providing solutions outside the standard UK home insurance norms, including listed building and home contents insurance.
We provide customers with a bespoke High Value Home Insurance solution that fits their unique insurance needs. Our 4.9-star expert team is dedicated to providing exceptional levels of customer service and wants all our customers to know that they have the right high-value home and contents insurance policy in place at the right price for their specific set of circumstances.
Our listed home and contents policies can include:
- Multiple UK-based homes on the exact listed building home and contents insurance policy.
- Worldwide all risks cover – your home’s contents and valuables are covered worldwide, including high value items, jewellery and art on our high value listed policies.
- Accidental damage & loss cover for buildings and contents.
- Unlimited trace and access cover included.
- Home Emergency covers up to £2,000 with VAT for urgent property maintenance issues that require immediate action.
- Up to £150,000 of Legal Expenses.
- Interlinked smoke detectors are acceptable for rebuild values up to £5mil.
- Family Protection cover of up to £50,000.
- Extended replacement coverage is standard on some policies.
- Warranty-Free – if you don’t have window locks on all windows, you will still be insured.
- Rebuild Appraisals included for higher end listed properties at no extra cost. But if not, our trusted partners, Rebuild Cost Assessment, can assess your buildings at a discounted cost.
- Claims service included – as your broker, we will negotiate any claim on your behalf with the insurance company.
- Up to 5 years alternative accommodation cover should the worst happen.
- Interest-free 0% direct debit automated payments or buy now and pay on invoice if exchanging on a new purchase.
How to choose the most suitable insurer for your listed building
There is an overwhelming number of insurance providers for listed building and home content’s insurance. Stanhope’s insurance brokers can make this process easy for you by using our expert industry knowledge to advise you on the most suitable insurance provider for your high-value property and contents.
We have access to the leading home insurance products in the UK that are in most cases not available directly with an insurance company, allowing you to keep your listed building and home insurance costs down. At Stanhope, we know the history and the philosophy of each of our trusted insurance partners and, therefore, we know which insurers are the most suitable for your property.
Above all else, we focus on their longevity, price consistency, and insurer’s claims service to give you a complete peace of mind when it comes to insuring your home.
