Specialist home and contents insurance for high-value properties
Stanhope’s High Value Home Insurance is for property owners who require more than the standard, “one size fits all” insurance policy. Our bespoke high value home and content insurance can cover your property and valuables, giving you complete peace of mind.
Our high-value home and contents policies can include:
- No upper limit for buildings and home contents insurance.
- Multiple UK-based homes on the same high-value home and contents insurance policy.
- Worldwide, all risks cover your home’s contents and valuables, including high-value items, jewellery, and art.
- Accidental damage & loss cover for buildings and contents as standard.
- Replacement or cash settlement for valuable items.
- Home Emergency Cover up to £2,000 with VAT for urgent property maintenance issues requiring immediate action.
- Up to £150,000 of Legal Expenses.
- Identity theft & Cyber cover up to £100,000.
- Kidnap & ransom, carjacking and family protection cover of up to £50,000.
- Cover for children’s possessions at university.
- Warranty-Free options. IE If you forget to shut your window, lock your door or set the alarm, you will still be insured.
- Higher Limits. You only have to specify high-value home contents items such as jewellery exceeding £15,000 in value and artworks or antiques exceeding £50,000.
- Claims service included. As your broker, we will negotiate any claim on your behalf with the insurance company.
- Buildings Surveys are Included. For most new business products, our trusted high-value home insurance products will include a survey at their expense.
- Interest-free 0% direct debit automated payments. Or pay using your Amex!
- Client portal and app – all your insurance documents in one place.
Why choose Stanhope for your High-Value Home Insurance?
Stanhope is a leading provider of niche and specialist insurance to the UK home insurance market and is part of Stanhope Cooper, an award-winning business. We focus on providing solutions that fall outside the standard UK home insurance norms, including high value home and home contents insurance.
Our expert team is dedicated to providing exceptional customer service. We want all of our customers to know that they have the right high-value home and contents insurance policy at the right price for their unique circumstances.
What is High-Value Home Insurance?
Read our helpful guide to learn more about high value home insurance and whether it’s the right insurance product for you.
Do you qualify for High-Value Home Insurance?
If your home’s market value exceeds £1,500,000, your contents amount to at least £150,000 and you’re paying more than £2,000 a year for your home insurance, you should consider a more bespoke insurance solution. You can also use a high value home insurance policy to insure individual items or collections of valuables, jewellery, luxury watches, artwork, or antiques.
How to choose the most suitable insurer for your high-value home
Stanhope’s can make finding the right product easy by using our expert industry knowledge to advise you on the most suitable insurance provider for your high value property and contents.
We have access to the leading home insurance products in the UK that are usually unavailable directly with an insurance company, allowing you to keep your high value home insurance costs down. At Stanhope, we know the history and philosophy of each of our trusted insurance partners, and therefore, we know which insurers are the most suitable for your property.
Above all else, we focus on their longevity, price consistency, and insurer’s claims service to give you complete peace of mind when insuring your home.
