Handbag Insurance

Handbag cover can provide peace of mind against the loss, theft, or accidental damage to your valuable designer handbags. But please note, accidental damage is usually only covered within a high value home policy.

You’ll need to check your specific home insurance policy, as a handbag collection might be classed as a valuable item with limited coverage. This means you might not be as protected as you think. Also, some policies might only offer vouchers for replacement, not cash, which could make it difficult to replace your unique handbag.

If you want an agreed value payout, yes. If you’re happy with market value (what it was worth just before the loss, up to your coverage limit), then you don’t have to get a valuation.

On a standalone policy, the contents of your handbag won’t be covered, since you’re only covered for the item(s) specified on the insurance schedule. On a household policy, yes, since their terms are broader and encompassing.

Yes, up to the value on the schedule.

Yes, our policy provides worldwide coverage.

Speak with our team, and we can help you craft a policy perfectly tailored to your large designer or unique handbag collection.

Accidental damage is usually excluded on a handbag standalone policy but is included as standard on a high value home policy. Loss of or damage to handbags are usually covered only when the item is being worn or carried by hand under the personal supervision of the insured.

To best store and protect your luxury handbag, empty and clean it thoroughly. Then, pack it with acid-free tissue or a specialised shaper to maintain its form. Finally, store it upright in its original dust bag in a cool, dry place away from direct sunlight.