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Different owners need different cover. We know that standard cover is rarely expansive enough for owners of luxury items, but even within the realm of specialist cover there are a lot of variations. For example, if you own a single Breitling, you’ll need a different policy to someone who has a timepiece collection containing Patek Philippe, Rolex and Omega.
At Stanhope, we can support you with:
- Access to multiple insurance solutions
- Instant quote options (where available)
- Flexible underwriting for higher values
- Specialist advisors who understand your valuable watch
- Tailored recommendations based on how you use your watch
For some clients, standalone cover for valuable watches is the right option. For others, particularly if you have many high-value items worth protection, a high-value home insurance policy may be a better fit.
Protect your Breitling watches with confidence
At Stanhope, we arrange tailored insurance for owners who need more than standard cover for high-value timepieces.
Whether it’s insurance for a single Breitling watch, a growing collection, or multiple valuable possessions, we help arrange specialist cover to support a range of ownership needs, including:
- Multiple watches under one policy
- Worldwide cover as standard
- Protection against theft, accidental damage and loss
- Flexibility to cover individual items or collections
- Cover for watches worn daily or stored securely
- Options to include watches alongside other high-value possessions.
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Why choose specialist insurance for Breitling watches
If you regularly wear your watch or take it abroad, it’s important to know that standard home insurance likely won’t fully cover it, because they may place limits on valuable items or restrict cover outside the home.
Particularly when it comes to high-value watches, how your watch is used is important. Stanhope can help you to arrange cover that reflects how you wear your Breitling or whether it forms part of a growing collection.
When it comes to models like the Breitling Navitimer, Superocean, Chronomat and limited-edition pieces, you also have to factor in that they tend to attract attention – particularly when worn regularly or travelling.
A standard home insurance policy simply doesn’t offer the protection your Breitling requires, and may:
- Have single-item limits
- Only cover watches inside the home
- Require personal possessions cover for use away from home
- Restrict cover while travelling
- Require high-value watches to be specified separately
That’s why, when it comes to Breitling watches, specialist watch insurance isn’t just useful – it’s essential. Plus, we can help shape the cover around the value of your watch and how often you wear it, and whether it’s part of a collection.
You may also have other high-value assets that need protecting, like jewellery or art. At Stanhope, we can take a holistic approach to cover, combining your watch insurance with high-value home insurance to help protect what matters under one joined-up arrangement.
Insure your Breitling with Stanhope
Whether you wear your Breitling every day or regularly take it abroad, your policy should fit your needs and your lifestyle.
Stanhope can help you compare the options and arrange cover with confidence, either for a single watch or a collection.
Get a quote or speak to the Stanhope team today about insuring your Breitling watch.
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Do you insure Breitling watch collections?
Yes, Breitling watch collections can potentially be insured. This may include modern collections, vintage collections or mixed luxury watch collections.
Standalone collection cover can sometimes be more limited in the market, so it is worth speaking with an advisor if you own several watches. Stanhope can help explain the available options and whether standalone watch cover or a high-value home insurance solution may be more suitable.
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Are there any restrictions on cover for Breitling watches?
Yes, restrictions and exclusions can apply. Loss, theft and accidental damage may be covered worldwide, depending on the policy and insurer terms.
Common exclusions can include:
- Cosmetic damage
- Wear and tear
- Watches left in unattended bags
- Mysterious disappearance
You should always check the full policy wording before arranging cover.
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Is insurance for Breitling watches worth it?
It can be, especially if your Breitling is valuable, worn regularly or expensive to repair or replace.
Luxury watch theft remains a concern, and accidental damage can happen during everyday use. For example, dropping a Breitling Navitimer or Superocean could lead to repair costs that may be difficult to absorb without suitable cover.
The right choice depends on your watch, its value, how you use it and what cover you already have through your home insurance.
*Prices vary depending on the value of the watch, location, claims history and individual circumstances. Subject to eligibility and underwriting criteria. Policy terms, conditions and exclusions apply. 10 x monthly payments. Arranged by Close Brothers Premium Finance.
Written by Matthew Ashton
I started working in the insurance industry in 2004. Four years later, I left to focus on theological studies, working as a youth worker and then as a ministry director in Seattle, USA. When returning to the UK, I had an opportunity to work for the late Andrew Marchington. I joined his firm as a sales advisor when it had around ten staff members. Within three years, I was Head of Ops with a staff team of over 30 people. After a chance encounter in 2019 with Rachel Living and Will Cooper, I co-started Stanhope to build a high-value home, luxury watch, and jewellery broker synonymous with trust. I love being with Donna, my wife, and four kids when not working, cramming in the odd row, or run when I can. I am fortunate to love what I do and consider it a blessing to grow the Stanhope brand.